Additional Services

Visa Check Card

Our Visa Check Cards allow you to have quick and easy access to your account, establish and cover expenses more rapidly than check writing.

Withdraw cash from your checking and savings accounts - 24 hours a day, 7 days a week - at your convenience.

Save yourself some time by replacing check writing with our Visa Check Card. 

In case of a lost or stolen Visa Check Card please contact:

  • 1-254-445-4400 during business hours or
  • (888) 263-3370 after hours

Overdraft Protection

Overdraft Protection through your Savings Account

To help you avoid the cost of an overdraft charge, you can protect your account by using the funds in your savings account. With Overdraft Protection, if your checking account falls short on cash, FNB will transfer funds from your designated savings account to cover the discrepancy as long as the required funds are available.

No interest charge

Savings Account - must have required funds for transfers


Dublin 254-445-INFO (4636) 
DeLeon 254-893-INFO (4636)
Gustine 325-667-1234

TeleBank is 24-hour access to your account information via your telephone. Get account information, transfer funds, and make loan payments and much more.

If you are a current First National Bank customer and do not have a TeleBank personal identification number, call our customer service at (254)-445-4400.

Please note: Your Bank By Phone balance may be different from the balance recorded in your transaction register due to transactions you have made which have not cleared (e.g.: checks mailed but not yet deposited).

  • Access to account information for your checking, savings and/or loan

  • Ability to transfer funds or make a loan payment

Safe Deposit Boxes

We never know when tragedy may strike; be it fire, theft, or any number of uncontrollable misfortunes.

For as little as $10.00 a year, you can store paper documents, jewelry, and other items you treasure with unlimited access anytime during lobby banking hours. Our business customers use safe deposit boxes to store contracts, deeds, insurance papers, photographs, backup accounting information and tax records.

For peace of mind alone, isn't it worth it?

Safe deposit boxes are available at all of our branches and are offered in various sizes, but please note not all sizes are available at all locations. All service charges are subject to change. Terms and conditions apply. Contents are not FDIC insured.